Health, Wellbeing and Risk Benefits

As one of the world’s largest health and benefits broker, we use our market expertise to help you design your benefits, identify the right products and providers that is best suited for your specific health strategy and employees which may include underwriting concessions being negotiated.

We work with you to design and implement effective, holistic health and wellbeing strategies aimed at sustaining employee engagement over the long term. The combination of our benefits expertise, consulting-based approach and market leading technology solutions enables us to better serve your benefit requirements.

Our services include:

Strategic healthcare consulting
Employee consulting, training and education
Employee query resolution
24-hour access to information through online tools
Medical scheme market review
Post-retirement medical aid assessments
Coordination of the process of changing medical schemes
Medical aid billing reconciliation

Bespoke wellbeing programmes that address specific behaviours and health risk factors within the organisation
Specific wellbeing interventions including programmes around executive wellbeing, absenteeism and chronic disease support
Packaged wellbeing solutions for small- and medium-sized employers

Integrated risk broking across death, illness and disability benefits
Consultancy, benchmarking and design of benefits
Bespoke market requests for proposals
Proactive claims management
Harmonisation of risk benefits across multiple businesses

General Enquiry about My Business Solutions

Risk & Innovation

Five Risk Trends Affecting SMMEs

The world certainly looks very different a year later, and nowhere is it more apparent than in the Small, Medium and Micro Enterprises (SMME) space. The sector has faced more than its fair share of obstacles during the COVID-19 pandemic amidst a contracting economy and lockdown measures that reduced income streams to a trickle.

Flooding on the Cards

With above normal rainfall[1] predicted for South Africa until April, flooding could be a reality for many South Africans in 2021. In Aon’s Weather, Climate and Catastrophe 2020 Report, flooding was identified as the second largest peril across the globe, following tropical cyclones, with a devastating cumulative economic loss of $1,191bn (R17,674bn). What is even more concerning is the fact that only 17% of losses were insured.