Household and Motor Insurance
While the total cost of insurance cover is an important consideration, the quality of insurance cover offered under an insurance policy is equally important. Insurance that does not suitably cater for your needs is of no value regardless the total premium.
Due to our cumulative years in the industry spanning across various sectors we’ve been able to customise solutions for a diversified client portfolio which has allowed us to gather…
deep insights in designing suitable products referred to as “Aon Products” which offers both cost-effective and efficient solutions.
Where we are of the opinion that such products are suitable to address your risk and needs, we will recommend an Aon product. In instances where we don’t have a suitable Aon product to address your risks and needs, we will, with your agreement, seek quotes from Insurers and help you identify the most appropriate solution.
Our Solutions provide better service, more options, and greater flexibility. They are backed by Aon expert advisers who have specialist knowledge and experience, together with long-standing business relationships with Insurers, to ensure that you receive value for money.
Aon expert advisers will:
- Perform a comprehensive risk assessment and find the right cover for you at the most competitive price;
- Give impartial advice with your best interests at heart;
- Be your claims advocate, so if you do submit a claim, we will liaise with the insurer on your behalf to ensure a fair and speedy process;
- Help you navigate the complex world of insurance, and using our experience and knowledge.
Do you have the right cover in place to protect your hard-earned assets?
Building Insurance
Did you know that by law you have the right to decide who to purchase your building insurance from? Your home is likely to be your single biggest financial investment, and your anchor when it comes to the security and lifestyle of you and your loved ones. Given its foundational significance in your life, you need building insurance to take care of life’s unexpected and unfortunate mishaps, such as weather catastrophes, fire, burst pipes or geysers, power surges, crime, and even accidental damage, restoring your home and your lifestyle quickly and efficiently. Building insurance covers the permanent structures on your property, so the building and all permanent fixtures and fittings such as built-in appliances, paving, boundary walls, gates, geysers, swimming pools, boreholes, solar power generation systems, fixed electricity generators and more.
Contents Insurance
Whether you own your own home or are just letting a property, we can provide you with household insurance broking solutions that give you cover for the contents of your home contained within the building. Contents refers to all the moveable items in your home – furniture, electronics and appliances, computers, tablets and cell phones, clothing and apparel, sports gear and equipment, kitchenware, linen, and so on. You need contents insurance to protect your assets for loss or damage due to weather perils like floods and heavy storms, theft, burglary, fire, power surges as well as accidental damage.
For Works of Art, Antiques, and Collectibles of exceptionally high value, we work with highly competent specialists who understand that damage to an item will result in immediate devaluation. Bespoke covers compensate for the loss in value to ensure that you are left in the same financial position you were in before the loss.
All Risk Insurance
If you're looking to ensure that valuable items like handbags, sunglasses, binoculars, cell phones, personal laptops, jewellery, and electronic diaries/tablets are protected outside your home, then All Risks insurance cover is the way to go. It provides insurance against your valuable items should they be lost, damaged or stolen outside your home.
There are two main categories to consider: Unspecified All Risks and Specified All Risks:
- Unspecified All Risks: You can choose the sum insured that you require to cover the total value of clothing and personal effects that you will usually carry with you. This general cover provides an item limit.
- Any item valued more than this item limited must be separately insured and listed under Specified All Risks.
Motor Insurance
Owning your own vehicle gives you the freedom to get to where you need to be. But, with so many vehicles on our roads the chance of being involved in a car accident is higher than ever before. Insurance for your car is a necessity to safeguard you against the financial burden of expensive vehicle accident repairs or theft.
If you also include car hire cover we arrange a hired vehicle for you to ensure that you continue to enjoy the freedom to be where you need to be if you have a claim.
Whether you are looking for Comprehensive, Third Party Fire & Theft or Third Party only motor vehicle insurance cover, we have a solution to suit your needs.
Specialist Personal Insurance
Specialist Insurance covers assets with exceptionally high value and you would want to consider placing your classic car, executive’s car, Rolls Royce, Bentley, Harley Davidson or Pleasure Craft with a specialist who understands how to cater for these unique assets.
24hr Home & Roadside Assist
Our 24hr Incident Management CareLine offers you claims reporting via our Incident Management Centre; no claims forms required.