Business Insurance Solutions

The risks faced by businesses and industries are diverse, complex, and often interconnected, that’s why Aon works closely with you to ensure that your specific risks are addressed and consolidated under one comprehensive business insurance program.

As risk advisors, we are able to present you with an extensive range of tried and tested commercial insurance products underwritten by leading insurers in South Africa and internationally. No matter your industry, we work with you to identify your business risks and understand the complexity of your organisation to design bespoke insurance solutions delivered seamlessly.

Our business insurance solutions include:

Building and fixed assets

Contents

Computers/ Electronics/ Specialist Equipment

Business Interruption as a result of an insured peril

Motor vehicle and fleet

Machinery

Stock

Liabilities

Personal Accident

Many more industry dependant solutions

*Liabilities Insurance includes: Directors & Officers Liability, Cyber Risks & Liability, Medical Malpractice Liability, Public Liability, and Professional Indemnity

General Enquiry about My Business Solutions

Risk & Innovation

Five Risk Trends Affecting SMMEs

The world certainly looks very different a year later, and nowhere is it more apparent than in the Small, Medium and Micro Enterprises (SMME) space. The sector has faced more than its fair share of obstacles during the COVID-19 pandemic amidst a contracting economy and lockdown measures that reduced income streams to a trickle.

Flooding on the Cards

With above normal rainfall[1] predicted for South Africa until April, flooding could be a reality for many South Africans in 2021. In Aon’s Weather, Climate and Catastrophe 2020 Report, flooding was identified as the second largest peril across the globe, following tropical cyclones, with a devastating cumulative economic loss of $1,191bn (R17,674bn). What is even more concerning is the fact that only 17% of losses were insured.