Frequently Asked Questions
How to determine what benefit option would best suit you. We all need private medical scheme cover. There are options that range from 'affordable to the extreme', depending on what we need, want, and can afford.
There are a couple of things to consider when choosing a medical scheme and benefit options that are best suited to you and your family, these include but are not limited to the following:
- What have your medical expenses been over the past two to three years?
- What in-hospital reimbursement rates do you require?
- Do you need a plan that has unlimited cover in hospital?
- Do you or any member of your family suffer from a chronic condition?
- Have you been on a medical scheme before, or are you currently a member of an existing registered medical scheme?
- Is your current situation likely to change significantly in the near future? If this is the case, you will need a benefit option that can keep pace with your changing lifestyle. Things to consider would be the following:
- Are you planning to get married?
- Planning a family; or extending your current family?
- Are you close to retirement?
- Are you or any member of your family going to require medical treatment for an ailment or medical condition in the near future?
- What are you and your family's potential dentistry requirements going to be in the next 2 to 3 years?
- What are your optometry needs?
- What is your current and potential future affordability?
- Would a network provider and hospital network suit the needs of you and your family?
For this reason, we have compiled a list of our frequently asked questions, which you can access, by clicking here.